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If you're on the hunt for payday loans, look no further. Our team has compiled a list of the best direct lenders in your area. Use the search box below to find a great deal on a payday loan near you.
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Payday Lenders


Where do I find a payday lender?

A payday lender may have the instant cash loan that you need. Life can hit you hard, and sometimes it seems to wait until you’re already down. If you already have bad credit, you know how frightening an economic emergency can be. If for instance, your car breaks down and you need that car to get to work, you might not have a lot of options if your credit is bad. The good news is that most direct payday lenders don’t check your credit at all. All that a lender usually needs is proof that you make money (paystubs) and proof that you are who you say you are (a valid ID). 


With that small amount of information (some payday lenders require more, so make sure that you ask), you may be able to walk out of a payday business with cash that same day. If you’re applying online, you will know instantly whether or not you’ve been approved.


Aren’t payday loans expensive?

Payday loans do have higher interest rates than other kinds of loans, but they are intended as short term loans used to help you out of an emergency. They are not the long term loans people are often used to, which can be used however a person likes and paid over an extended period of time. A payday lender will explain the terms of the agreement. If you are concerned, make sure that you ask about all the dangers associated with your situation.


Where do I find a payday lender?


There are payday lenders in your area. Paydayloans.net has an extensive index of lenders who are willing and able to lend you cash. Visit our "Find Loans by State" page to find the lender nearest you. Apply today.


Payday Resources

Find additional resources about payday loan and related information, including online installment loans and online payday advances from these web resources.
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Disclosure

*The Operator of this website is not a lender and does not make cash advances or credit decisions. Not all lenders can provide up to $1500. This site will match you with the best cash advance lender based on your application. The Operator of this Website does not guarantee or endorse any service or product. Funds disbursement may vary between lenders and in some circumstances faxing or additional information may be required. Typically loan proceeds are generally deposited into customer’s bank account by third party lenders. Eligibility for the faxless application process depends on the applicant meeting certain lender qualification criteria. The faxless application process is not available in all states and may be subject to lender’s terms and conditions. Submitting of this application in no way guarantees that you will be approved for a cash advance offer. This service is not available in all states and the states serviced by this Website may change from time to time and without notice.

**Third party lenders do not utilize traditional credit checks as part of the payday loan approval process. However, third party lenders may, at their discretion, verify application information by using national databases, including but not limited to Tele-Track, that may include information relating to previous cash advance transactions that third party lenders may take into consideration in the approval process.

Typically, lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained by some lenders. Typically, these reports will not affect your credit score.

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